Frequently Asked Questions
About Life Insurance

Does my insurance policy build cash value?

How is a claim filed? How long does it take to process a claim?

When does my insurance policy end?

Are there any waiting periods?

What is the difference between whole life and term life insurance?

What happens if I miss a payment?

Is there a grace period?

Can I cancel online at any time?

Can I change my beneficiary online or any time?

Can I apply for insurance for somebody else?

What are my payment options?

Can I list a funeral home as my beneficiary?

What is an irrevocable beneficiary?

What happens if my beneficiary passes away and there is no one else listed?

Do I have to answer health questions?

How can I increase my insurance policy?

Will my premiums change?

Can I have coverage with another company?

Can my insurance policy be reinstated?

Additional resources