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Get Affordable
Life Insurance

Protection your family can count on

You can apply now for up to $20,000 of modified whole life insurance to help your family during a very difficult time.

Guaranteed coverage — as long as you’re age 45-85, you cannot be turned down for one of these insurance policies.

Up to $20,000 — this is money your loved ones will appreciate, especially considering the average cost of a funeral is $7,848.*

Easy to apply — this coverage has no health questions and no medical exam.

* ”NFDA Statistics,” National Funeral Directors Association, NFDA.org, October 23, 2023

Physicians Mutual has a 95% customer satisfaction rating

Physicians Mutual® Customer Satisfaction Survey, 2022, conducted by Wiese Research Associates

Forbes names Physicians Mutual one of America’s Best Insurance Companies for 2024

“America’s Best Insurance Companies,” Forbes.com, September 26, 2023. This rating is for our permanent life insurance product.

Modified Whole Life

Why is this coverage important?

You never know what tomorrow will bring.
This affordable life insurance can help give your family peace of mind.

Your guaranteed protection can be used to help pay for:

Funeral, memorial service or celebration of life

Medical bills, credit cards, car payments, mortgage, rent or any other expenses you might leave behind

Inheritance or legacy

Help your family even more

A preventable-injury-related death occurs every two minutes in the United States.¹

1. “Preventable Deaths: Minute by Minute,” National Safety Council, injuryfacts.nsc.org, 2021

It happens more than you might think: Someone dies in an accident and their family suddenly has to pay for unexpected final expenses. If this were to happen to you, would your family be financially prepared?

Good news! You can increase your benefits by up to $40,000 for less than $11.00 per month for a covered accidental death. It’s as easy as adding the Accidental Death and Dismemberment rider to your life insurance policy.

This rider pays benefits on top of your life insurance benefits.

Enjoy lower ratesCareful shoppers like to make sure they’re getting good value for their hard-earned money. Don’t pay more for coverage — compare our rates against the competition!

Physicians Life, under $50

Company A, Over $50

Company B, Over $60

Company C, Over $80

Reliable coverage with value

Lowest rate locked in

Save by locking in your lowest rate today — if you wait, your rate will increase as you age.

Lifetime protection

This is permanent protection that is guaranteed to last a lifetime, as long as premiums are paid on time.

Builds cash value

This life insurance gives you the added benefit of cash value as it matures. It is a living benefit you can borrow against later on, if needed in an emergency.

Other life insurance options

Two couples looking at each other smling outside

Term life insurance

Term life insurance can provide a higher benefit amount for a specific amount of time at a more economical price.

Learn More

Grandfather and gradnaughter picking tomatoes off a vine

Children's life insurance

Children’s whole life insurance is permanent protection that can stay and grow with them throughout their life.

Learn More

You have 31 days to look over your policy, no obligation!

Agent/Producer Debbie C. with customer Lynn R.

Talk to one of our friendly representatives!

They can answer any questions and help you choose the right coverage for you and your family.

Strength and stability

Reliable and secure

A.M. Best rates Physicians Life Insurance Company A (Excellent) for financial strength and ability to meet obligations to customers.

Assets and claims

Physicians Life Insurance Company has $1.78 billion in assets and $173.6 million in total claims paid annually.

Est. 1902

Physicians Mutual Insurance Company has a longstanding history of stability. The Company was founded in 1902 and Physicians Life Insurance Company formed in 1970.

Additional resources

Learn more about the different types of life insurance, how to buy life insurance and more.

Please wait while we retrieve information for you. To find out about the products that are available please call 1-800-228-91001-800-228-9100.

Get Affordable Life Insurance

Get Affordable Life Insurance

Get Affordable
Life Insurance

Get Affordable
Life Insurance